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The NAB have joined the Commonwealth Bank and ANZ as the latest bank to be working on a comprehensive mobile payment system. According to NAB, 50 percent of their 1.3 million daily internet banking logins came from mobile, and so it is no surprise that they are putting more effort into expanding the capabilities of their mobile applications.

Known internally as ‘Kiss’, the new application lets users send and receive money using email, SMS, QR code and NFC. NAB told analysts today that Kiss is undergoing a 90-day trial with 1000 staff members as well as merchants in the bank’s commercial buildings, and unlike Google Wallet, which simulates a credit card, Kiss appears to rely on standard electronic transfers, which the bank says it is working towards processing in real-time.

nab-blows-kiss-to-mobile-payments-competitors.aspx: IT News.