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Cuscal-CUA-NFC-HCE-Payment

If you’ve been waiting for the chance to use your Nexus 5 to pay for your shopping, that time has arrived. Cuscal, whose NFC Host Card Emulation mobile payments trial we reported on in March, has published CUA redi2PAY to the Google Play store for CUA customers.

In an Australian and Asia-Pacific first, any CUA customer with an Android 4.4 phone and a Visa Debit card can now use their phone’s NFC functions to make payments at Visa PayWave terminals around Australia.

Unlike other solutions, Cuscal’s redi2PAY technology isn’t limited to particular handsets by prior arrangement with the manufacturer. Users are free to bring any handset which meets the requirements and the service will work for them.

Chris Whitehead, CUA’s Chief Executive Officer, nails why this is a huge step forward for Android in the mobile payments space:

While other tap and go payment technology is available, this is the first in Asia Pacific to use HCE technology. It requires no other tag or sticker to be attached to your mobile phone โ€“ you simply download the CUA redi2PAY app and off you go.

There’s no stickers, no waiting for your bank to certify your handset. Everything just works. It’s a fundamentally better way to do things, and that’s what Google envisaged when they added NFC Host Card Emulation to KitKat.

CUA’s website now has a new section

Cuscal is clearly proud of their achievement, and deservedly so.

When we first saw redi2PAY in March, it was essentially a bare-bones debug app that displayed all of the authentication and transaction information to the user. In the intervening months, the UI has been streamlined for customers and the signup process properly baked into the app.

redi2PAY technology is now available to Cuscal’s Australian client base, either as a white-label branded app (as seen here for CUA) or as an API that clients can integrate into their own services. We look forward to seeing where it’ll be released next.

Click here for our previous coverage.

If you’re a CUA customer, you can download redi2PAY and get started right now:

CUA redi2PAY
CUA redi2PAY
Price: Free

If you’re a customer of any other bank or financial institution in Australia with an Android app for mobile payments? The standard has been set. Start asking your bank when they’ll bring NFC Host Card Emulation to you.

Is using your phone’s built-in NFC to make payments important to you?

Source: CUACUA redi2PAY app.
    15 Comments
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    deanomalino
    deanomalino
    6 years ago

    Wow this came out of no where.

    Shame my phone is stuck on 4.3. Always the case with me. There’s always that one prerequisite that makes me miss out on using a feature. ๐Ÿ˜›

    Matthew Wolstenholme
    Matthew Wolstenholme
    6 years ago

    looks like im changing bank

    pat
    pat
    6 years ago

    On the CUA website they only list two mastercard credit cards

    vijay alapati
    vijay alapati
    6 years ago

    wow….wish i can switch to CUA ๐Ÿ™‚
    Shame on u ANZ….u dont even updating ur exsisting android app

    ANZlol
    ANZlol
    Reply to  vijay alapati
    6 years ago

    ANZ can seriously FUUUCK OFF and eat a cow. Those titheads have been developing their NFC for over two years now.

    Ray
    Ray
    Reply to  ANZlol
    6 years ago

    Yep! I left them about 12 months ago now. Biggest bunch of fuck heads ‘ever’ to deal with. Switched to NAB which has actually been much better.

    With this news however, I’ll be looking into my options over the weekend.

    I can’t believe CUA has pulled this off and the big four still have fuck all to show for it.

    cuscal
    cuscal
    6 years ago

    Weharc, this solution can be available for any visa debit, visa credit, or visa prepaid card processed by Cuscal for one of its participating clients. Cheers Cuscal team.

    weharc
    weharc
    6 years ago

    Great news. Anyone know why it is Visa Debit only though? Does the CUA only offer Debit cards?

    shaboogen
    shaboogen
    6 years ago

    This needs to happen across the board. Grats to CUA for being first. Legitimately looking at making a switch now.

    Wayno
    Wayno
    6 years ago

    “Unlike other solutions, Cuscalโ€™s redi2PAY technology isnโ€™t limited to particular handsets by prior arrangement with the manufacturer.”

    Finally!!! I hope this sets the trend. Though I’m not confident about it ๐Ÿ™

    Darren Ferguson
    Darren Ferguson
    Reply to  Wayno
    6 years ago

    Exactly. Westpac only support the S4 and S5. I wrote to them saying HCE is part of the core Android system now, when will you be supporting this on all modern handsets.
    Their response was they are not interested. Fuckers.

    whispy_snippet
    whispy_snippet
    Reply to  Darren Ferguson
    6 years ago

    Not surprising.

    douglasac10
    douglasac10
    6 years ago

    Great to see that someone now lets you use any NFC enabled phone to do this. Pity it’s a credit union who charge you out the wazoo for daring to transact with them.

    OneCommentWonder
    OneCommentWonder
    Reply to  douglasac10
    6 years ago

    CUA’s basic account doesn’t charge for VISA transactions, so if you want an account for this purpose only, it won’t cost you anything

    douglasac10
    douglasac10
    Reply to  OneCommentWonder
    6 years ago

    Unless, of course, you need to withdraw cash more than four times a month, in which case they slug you with ridiculous fees.

    Seriously, you are better off going elsewhere where you don’t get charged for having the gall to use your money,