CommBank
Commonwealth Bank customers are today rejoicing as the bank has begun seeding their Host Card Emulation based NFC ‘Tap & Pay’ payments functionality to the CommBank app on Google Play.

The Commonwealth Bank is the first of the larger establishments to offer wider support of NFC ‘Tap & Pay’ on mobile phones. The Tap & Pay function is being introduced in their CommBank app from Google Play. The Tap & Pay function is enabled by Host Card Emulation, a feature released by Google in Android 4.4, which allows for the NFC chip to be used, without the requirement to host sensitive data in the Secure Element within the card.

The Commonwealth Bank has been playing around with NFC based payments for sometime, even trialling an NFC based case for iPhone users allowing them to use the ‘KaChing’ app to Tap & Pay. They launched a new Tap & Pay system in 2013, which involved applying an NFC enabled sticker to the rear of your phone but this expanded functionality for Android users running KitKat or later is much more convenient – and more importantly doesn’t involve sticking something to your phone.

The app with the new functionality will be seeded to users in a staged rollout through Google Play, with 20% of users already receiving the updated app, and plans to have 50% of users offered the new app by Monday. The What’s New section of the CommBank Google Play entry describes the update – which appears to also include a widget :

Make Tap & Pay payments using your phone’s NFC (for compatible phones on Android 4.4 or above. Payments from eligible transaction accounts only, not available for credit cards at this time). Also set up a widget for quick access to Tap & Pay

Screenshot 2015-03-05 at 4.56.24 PM

The app is working, though there seems to be reports of an issue with disabling and then re-enabling Tap & Pay, with a number of users.

If you’re a Commonwealth Bank user, with a phone running Android 4.4, this is pretty exciting. Head on over to Google Play now to check and see if the update is seeding for you now. Now to see where the other big Aussie banks are at with NFC based payments for Android.

Edit: It’s something to note that only Tap & Pay for Debit Cards is supported at this stage, with Credit functionality still to arrive. We’ll be speaking with CommBank next week regarding the Tap & Pay feature and hope to bring you more information soon.

CommBank
CommBank
Price: Free
Source: Google Play.
Thanks: Will Kallis.
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    chris
    chris
    5 years ago

    Westpac already has a superior version of this for Android doesn’t it? If you have the bank’s mobile app and a card, it is automatically available.

    OzPup
    OzPup
    5 years ago

    Nexus 4 working fine.

    MrJayTee74
    MrJayTee74
    5 years ago

    No 3.7, still getting “order pay tag” prompt. N6 rooted

    Magoggles
    Magoggles
    5 years ago

    Used it to pay for my lunch and dinner today. Thank you for finally doing this Commbank.

    Huy
    Huy
    5 years ago

    Just updated then, it seems to be working, have yet to try it out but. It’s set up like a whole new virtual card with its own pin by the looks of it. Theres a new widget as well that takes you straight to the Tap and Pay screen, you just have to enter the virtual card pin; and since I’m using CM12s, to make it even easier, I’ve added the widget as a lock screen shortcut so all i need to do is swipe right from the lockscreen and it launches it

    No_Underscore
    No_Underscore
    5 years ago

    Great work CommBank, i was a bit concerned that we wouldn’t see any of the major banks consider rolling out HCE if they had spent all this time getting their current tech working.
    Great to see this rolling out to more devices and people.. i hope to see westpac and others make the same move and get mobile payments out to devices beyond Samsung.

    marcus kenny
    marcus kenny
    5 years ago

    Well I have the update, but it fails to register at the point where I create a pin. I bet credit cards take at least a year to become an option. They probably can’t agree on something.

    marcus kenny
    marcus kenny
    Reply to  marcus kenny
    5 years ago

    It worked the next morning, now to do some shopping.

    marcus kenny
    marcus kenny
    Reply to  marcus kenny
    5 years ago

    So it worked at woolworths, but it’s less convienient than my wallet. First I still need to get my wallet out for my loyalty card, then I need to get out and unlock my phone, then start the app and enter the pin code.

    As much as I want to, I won’t be leaving my wallet at home any time soon.

    Guest
    Guest
    Reply to  marcus kenny
    5 years ago

    You can scan your loyalty bar-code and scan it off your phones screen. No Wallet required.

    James Goyberg
    James Goyberg
    Reply to  Guest
    5 years ago

    You mean take a pic of it with your Camera? Or is there a specific app you can use that holds barcode data?

    TT
    TT
    5 years ago

    Not for credit card? I only use credit card and you don’t support. This feature is nothing to me. Still waiting for Android pay.

    Adrian Mace
    5 years ago

    Can someone with the APK please upload this to APKMirror for everyone else to benefit in?

    Ash
    Ash
    Reply to  Adrian Mace
    5 years ago

    +1, I dont want to wait until monday 🙁

    knight5
    knight5
    5 years ago

    Still being directed to the PayTag page on my Xperia Z3.

    Rafi
    Rafi
    5 years ago

    Still being directed to the PayTag page. I guess I’m not part of the 20%

    Anon1
    Anon1
    5 years ago

    I have received the update and can see the CommBank logo under Tap & Pay, however in the app I still get directed to buy a paytag. Nexus 4.

    bobrey48
    bobrey48
    Reply to  Anon1
    5 years ago

    I’m on the nexus 4, and it still has the paytag screens showing.

    mimhoff
    mimhoff
    Reply to  bobrey48
    5 years ago

    My Nexus 4 got the new app this morning and I could register it to my debit account. Time to try it out.

    Jason
    Jason
    Reply to  Anon1
    5 years ago

    That’s been there for months.

    Manya3084
    Manya3084
    5 years ago

    Damn time delay android updates. Anyone have the 3.7 apk?

    guest
    guest
    5 years ago

    Wohoo ! Now just for credit cards and I can ditch my wallet

    Derryn Jones
    5 years ago

    I can’t get this to work on my Nexus 5 (Lollipop), it just asks me to order a PayTag for $2.99.
    I’ve got a stock lollipop rom, but I am rooted. I tried unrooting and a reboot, but that isn’t helping. I’ve got the latest version of CBA app (4th March)

    kungfutigerr
    kungfutigerr
    Reply to  Derryn Jones
    5 years ago

    the 4th of March update is version 3.5.1. You need version 3.7 that was released on the 5th of March – so patience, we’ll all have it by Monday.

    Jack
    Jack
    5 years ago

    We are the 20%

    Adrian Mace
    Reply to  Jack
    5 years ago

    APKMirror that now!

    Will
    Will
    Reply to  Adrian Mace
    5 years ago

    I hosted it on Google Drive. Check the comments in the Ausdroid Google+ Community page post.

    There’s also no widget in the 3.7.0 update, which kinda sucks.

    Sam Sharp
    Sam Sharp
    Reply to  Will
    5 years ago

    Link?

    Jarryd
    Jarryd
    Reply to  Will
    5 years ago

    I can’t find your link on the G+ post. Would you kindly link it here?

    Very keen for this

    Jack
    Jack
    Reply to  Adrian Mace
    5 years ago

    How do I get the APK?

    Vijay
    Vijay
    5 years ago

    Shame shame shame ANZ

    Wayno
    Wayno
    Reply to  Vijay
    5 years ago

    Indeed. They are about to lose a customer once I can get signed up with CBA!