+ Friday March 22nd, 2019

Samsung is looking to expand the currently limited availability of their mobile payments service, Samsung Pay, to include high-end phones from other manufacturers according to a new rumour.

The report from Gadgets360 says that a ‘source familiar with the developments’ has advised them that Samsung is looking to expand the service to higher end non-Samsung phones. The expansion would include the use of Magnetic Secure Transmission (MST), the same technology that allows Samsung Pay to be used on mag-stripe only EFTPOS terminals instead of just NFC based terminals like NFC based Tap & Pay solutions from Android Pay and Apple Pay.

Samsung has recently broadened availability of Samsung Pay to more mid-range devices in the Galaxy range in a bid to extend availability of Samsung Pay. These lower end handsets though don’t include the requisite specialised ‘chip’ that MST requires to work. According to the same source, Samsung is looking at two solutions, either getting other smartphone vendors to include the chip, or offer a ‘puck’ like accessory to stick on the back of the phone.

At present, in Australia Samsung has partnered with around 40 financial institutions, most recently partnering with ANZ who will now offer Samsung Pay to their customers. In Australia, you can still only use Samsung Pay with higher end Note, A-series and Galaxy S series handsets as well as their Gear S2 and S3 smartwatches. An expansion to other manufacturers would certainly bring about a positive increase in their user base.

It comes down to user experience and Samsung has been improving their user experience gradually over the last couple of years. Using Samsung Pay is a fairly pain-free option, so it may appeal to some users, though they will still have to work to bring other banks or credit unions on board just as competitors Apple, and Google have been with their offerings.

Samsung of course hasn’t commented, but it will be interesting to see what happens on this front.

Source: Gadgets360.

Daniel Tyson  


Dan is a die-hard Android fan. Some might even call him a lunatic. He's been an Android user since Android was a thing, and if there's a phone that's run Android, chances are he owns it (his Nexus collection is second-to-none) or has used it.

Dan's dedication to Ausdroid is without question, and he has represented us at some of the biggest international events in our industry including Google I/O, Mobile World Congress, CES and IFA.

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Westpac & possibly other Australian banks/credit unions block the use of MST with Samsung Pay, it is strictly PayWave or PayPass using the NFC chip which is a pain because you can’t turn off MST in the Samsung devices and so it will sometimes still trigger a magnetic swipe instead of an NFC wave.

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I have never understood the point in Samsung Pay, Apple Pay and Google Pay.

A number of Australian banks and credit unions already have their own NFC enabled apps, and they work well. I haven’t bothered with google pay at all and definitely wouldn’t use samsung pay (I have a Galaxy S8+)


Before Westpac had Android Pay support for Visa cards, I was using Samsung Pay. Most of the terminals I tried it with would decline the transaction – even modern terminals like the Quest QT720.

The moment Westpac Visa cards could be added to Android Pay I switched without a hesitation, and haven’t had any issues since.

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