Well. We’re honestly shocked. Long thought to be a long-time holdout the Commonwealth Bank has today announced that they will begin offering customers the option to use both Android Pay and the newly announced Garmin Pay.

The Commonwealth Bank says that these new payment partnerships will offer their customers, 4.4 million of whom use the app, more ways to pay. Michael Baumann, General Manager Everyday Banking & Payments, Commonwealth Bank said

In June this year we saw weekly transactions across the CommBank app hit $6.1 billion so we know customers love using their phones to make payments and do their banking. Since 2013 our customers have been able to use their smartphones to make payments. By offering customers the ability to pay with Android Pay and with their Garmin smartwatches we are combining choice and convenience.

Though they’ve announced they will be incorporating both Android Pay and Garmin Pay, there’s no current launch date. The Commonwealth Bank said ‘Android Pay will be available to Commonwealth Bank customers before the end of the year’. While Garmin Pay will arrive early next month when the Garmin Vívoactive 3, the only watch compatible with Garmin Pay, launches here.

The Commonwealth Bank is the third of the ‘Big Four’ banks to hop onto the Android Pay train, leaving NAB the lone hold-out, though that could also change. With the addition of the Commonwealth Bank, Android Pay now has 53 institutions offering their customers access to the service.

Do you use Android Pay? Which bank are you with, or if you don’t is it because your bank doesn’t offer the option yet?

Source: Commonwealth Bank.
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I wondered how/if Garmin Pay would be supported locally.


They are just taking too long. Still no Samsung Pay.


God, does there need to be so many * Pay options?

Right now as a NAB customer with an S8 I have the option of Samsung Pay, NAB Pay and Android Pay -_-


Yes? There does?

Chris Rowland

Pretty sure you don’t actually have the option of Android Pay for NAB yet. Just saying.


It is a bit surprising. I am a long time Commbank customer .
I have to say their app is really good. It used to suck before they added tap n pay without needing to authenticate but now they have the option to tape and pay with your phone in any state and it works great. I am not sure why I would switch to android pay with it becomes available

Colin Barnard

I love the CBA app and they have a great track record of innovation. The advantage of Android Pay is that you can have multiple cards from different banks in your wallet (ideal if you like to use AMEX, for example, but don’t want as your default card due to lower acceptance etc). If you use a bank pay app you are limited to that bank’s cards and it’s laborious to switch the default NFC payment app. Additionally Android Pay has fun promotions like extra Flybuys at Coles or a chance to win prizes when you first start tapping. At… Read more »

Harrison Pace

Wow unexpected, I changed bank because of this. Good news, but too little too late for me, a Bank should listen to what their customers want and we’ve been shouting for a while.

Dan Rayner

Don’t get me wrong, as a CommBank customer I’m happy.
But, why did you change over not having Android Pay? Their own app is actually really good.

Brandon D'Souza

Did the same and moved to ANZ being an early adopter, Commonwealth not listening and restricting choice early on being the main factor. Also Android Pay having the integration within available apps on Android which other payment services can’t do.

Adam J

Was with ANZ for years and can say they are definitely an Apple house. Lots of ANZ talkfest about being Agile and very little (if any) development on Android.

Chris Rowland

They mightn’t do much development for Android but who cares; they’ve implemented Android Pay and it works seamlessly.

Colin Barnard

IMHO I don’t believe ANZ favour one platform vs another. They just like to move fast and offer their customers as much choice as possible. As the only bank to offer their own Android HCE App plus support the other 3 major third party wallets they continue to innovate, regardless of platform.